The Assam Arogya Nidhi Scheme 2025 is a significant healthcare initiative launched by the Government of Assam to provide financial assistance for medical treatment to economically disadvantaged residents of the state. This scheme aims to alleviate the financial burden of healthcare costs for families with limited income, particularly those facing life-threatening diseases or injuries from accidents and disasters.
Introduced in 2013, the Assam Arogya Nidhi Scheme has undergone several updates and improvements to better serve the people of Assam. The 2025 version of the scheme offers increased financial support and expanded coverage for various medical conditions. It focuses on providing aid for both general and specialized treatments, ensuring that eligible beneficiaries can access quality healthcare without the worry of overwhelming expenses.
Assam Arogya Nidhi Scheme 2025
| Scheme Name | Assam Arogya Nidhi Scheme 2025 |
| Launched By | Health & Family Welfare Department, Government of Assam |
| Maximum Financial Assistance | Up to Rs. 3,00,000 |
| Target Beneficiaries | BPL families and those with annual income below Rs. 5 lakhs |
| Covered Treatments | Life-threatening diseases, injuries from accidents and disasters |
| Official Website | hfw.assam.gov.in |
Eligibility Criteria For Assam Arogya Nidhi Scheme 2025
- Residency: Must be a permanent resident of Assam
- Income Limit: Annual family income should not exceed Rs. 5 lakhs
- Citizenship: Must be an Indian citizen
- Employment Status: Government employees, pensioners, and their family members are not eligible
- Treatment Location: Must receive treatment at government hospitals, medical colleges, or empaneled private hospitals
Benefits of the Scheme
- Financial Assistance: Up to Rs. 3,00,000 for medical treatment
- Wide Coverage: Includes both general and specialized treatments
- Direct Fund Transfer: Money is transferred directly to the beneficiary’s bank account or the hospital
- Advance Payment: Available for hospitals, capped at Rs. 3 lakhs
- Flexible Approval: Chief Minister can directly approve maximum support, while committee head can sanction up to Rs. 2 lakhs
Covered Medical Conditions
- Heart Diseases and Surgery
- Pacemaker implantation
- Angioplasty and CABG
- Congenital and acquired heart disease surgeries
- Heart transplants
- Cancer Treatment
- Radiation therapy
- Anti-cancer chemotherapy
- Kidney and Urinary Diseases
- Dialysis and related procedures
- Kidney and liver transplants
- Orthopedic Treatments
- Artificial prosthetic limbs
- Hip and knee joint replacements
- Spinal surgeries
- Other Conditions
- Thalassemia
- Bone marrow transplant
- AIDS
- Chronic mental illness requiring surgical treatment
- Accident and Disaster-related Injuries
- Industrial accidents
- Farm accidents
- Road and rail accidents
- Injuries from bomb blasts
Application Process
- Download Application Form: Visit the official website and download the prescribed application form
- Fill the Form: Complete the application form with accurate information
- Gather Documents: Collect all necessary supporting documents
- Submit Application: Submit the completed form and documents to NHM, Assam or the district’s Joint Director of Health Services
- Application Review: A panel of expert doctors from Guwahati Medical College reviews the applications
- Approval and Fund Transfer: Upon approval, funds are transferred directly to the beneficiary’s bank account or the hospital
Required Documents
- Proof of residence in Assam
- Income certificate
- Aadhaar card or other valid ID proof
- Medical reports and prescriptions
- Estimated cost of treatment from the hospital
- Bank account details for fund transfer
Empaneled Hospitals
- All government hospitals and health institutions in Assam
- Government medical colleges
- Empaneled private hospitals registered under the Clinical Establishment Act
- Reputed private hospitals within Assam and nationwide
Some notable empaneled hospitals include:
- International Hospital, Guwahati
- North East Cancer Hospital and Research Institute
- Hayat Hospital
- Sankardev Netralaya
- Dr. B. Baruah Cancer Institute
Statistical Data and Achievements
- Total Beneficiaries: As of November 2023, 8,361 beneficiaries have received financial assistance since the scheme’s inception
- Year-wise Physical Achievements:
| Year | Number of Beneficiaries |
|---|---|
| 2012-13 | 5 |
| 2013-14 | 442 |
| 2014-15 | 497 |
| 2015-16 | 86 |
| 2016-17 | 2,124 |
| 2017-18 | 0 |
| 2018-19 | 21 |
| 2019-20 | 300 |
| 2020-21 | 1,383 |
| 2021-22 (Up to July 2021) | 690 |
Comparison with Other Health Schemes
- Atal Amrit Abhiyan (AAA): Covers general cases, while Assam Arogya Nidhi focuses on exceptional cases
- Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY): Provides additional coverage alongside Assam Arogya Nidhi
Conclusion
The Assam Arogya Nidhi Scheme 2025 represents a significant step towards ensuring accessible and affordable healthcare for the economically disadvantaged population of Assam. By providing financial assistance for a wide range of medical conditions and procedures, the scheme aims to reduce the burden of healthcare costs on families with limited income.
As the scheme continues to evolve and expand, it has the potential to make a lasting impact on the health and well-being of Assam’s residents. With ongoing efforts to improve awareness, accessibility, and coverage, the Assam Arogya Nidhi Scheme 2025 stands as a crucial pillar in the state’s healthcare infrastructure, bringing quality medical care within reach of those who need it most.
