Jharkhand’s flagship welfare scheme, the Mukhyamantri Maiya Samman Yojana (JMMSY), is set to disburse two pending installments (January and February 2025) simultaneously to beneficiaries. This decision comes amid delays caused by verification processes and mandatory Aadhaar-Bank account linking requirements. Over 58 lakh women across the state are expected to receive ₹5,000 (₹2,500 x 2) in their accounts once the pending formalities are completed.
Launched in August 2023, the scheme aims to empower women aged 18–50 by providing direct financial assistance. Initially offering ₹1,000/month, the amount was increased to ₹2,500 starting December 2024. However, irregularities such as fake applications and delays in document verification have slowed recent payouts. The state government has prioritized transparency, linking Aadhaar to bank accounts to curb fraud.
Jharkhand Maiya Samman Yojana
| Scheme Name | Mukhyamantri Maiya Samman Yojana (JMMSY) |
| Launched | August 2023 |
| Beneficiaries | Women aged 18–50 in Jharkhand |
| Monthly Assistance | ₹2,500 (raised from ₹1,000 in December 2024) |
| Total Beneficiaries | ~58 lakh women (as of February 2025) |
| Pending Installments | January and February 2025 |
| Official Portal | mmmsy.jharkhand.gov.in |
Why the Delay?
- Aadhaar-Bank Account Linking: Mandatory for transparency, but ~15% of beneficiaries missed the December 2024 deadline.
- Verification Drive: Authorities detected 11,200+ fake applications (e.g., men fraudulently claiming benefits in Bokaro district).
- Technical Glitches: Portal/server issues disrupted payment processing.
Two Installments to Be Released Together
- Payment Date: Likely in mid-February 2025, after verification concludes.
- Amount: ₹5,000 (₹2,500 x 2) per beneficiary.
- Coverage: 58.14 lakh women (up from 56.61 lakh in December 2024).
District-Level Preparations:
- Block Development Officers (BDOs) and Circle Officers (COs) are auditing applications.
- Funds (₹1,400+ crore) have been allocated to districts for swift disbursal.
Verification Process and Challenges
- Steps for Verification:
- Cross-checking Aadhaar, bank details, and income certificates.
- Physical verification by local officials to weed out duplicates.
- Recovering funds from ineligible beneficiaries (e.g., ₹6,500 recovered from Anand Kumar Prajapati in Bokaro).
- Common Irregularities:
- Multiple applications linked to one bank account.
- Non-resident or male applicants exploiting loopholes.
Impact of the Scheme
- Economic Empowerment: Over 56 lakh households have received ₹12,000–30,000 annually since 2023.
- Financial Inclusion: 72% of beneficiaries opened bank accounts for the first time.
- Political Significance: Credited with strengthening the ruling JMM-Congress coalition in the 2024 elections.
Challenges and Reforms
- Fraud Prevention: Canceling 11,200+ ineligible applications and blacklisting 23 Pragya Kendras (CSCs) for malpractice.
- Portal Upgrades: New login IDs for BDOs/COs to streamline application tracking.
- Awareness Campaigns: Encouraging Aadhaar linking via Anganwadi centers.
How To Check The Payment Status
- Visit mmmsy.jharkhand.gov.in.
- Log in using your ID/password.
- Enter Aadhaar number or registered mobile number.
- View status under “Payment History.”
Conclusion
The Jharkhand Maiya Samman Yojana remains a cornerstone of women’s welfare, despite recent hurdles. By resolving verification delays and ensuring Aadhaar compliance, the government aims to disburse ₹5,000 to 58 lakh women by February 2025. This move underscores its commitment to financial inclusion and gender equity, even as it tackles systemic challenges like fraud and technical bottlenecks. Beneficiaries are advised to complete Aadhaar linking promptly to avoid further delays.
